{"id":478,"date":"2019-04-07T11:55:00","date_gmt":"2019-04-07T18:55:00","guid":{"rendered":"https:\/\/alexandergardensal.com\/activities\/?p=478"},"modified":"2019-04-07T11:55:00","modified_gmt":"2019-04-07T18:55:00","slug":"senior-fraud-and-cyber-security","status":"publish","type":"post","link":"https:\/\/alexandergardensal.com\/activities\/senior-fraud-and-cyber-security\/","title":{"rendered":"Senior Fraud and Cyber Security"},"content":{"rendered":"<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><span style=\"color: #993300;\"><strong>Senior Fraud an<a style=\"color: #993300;\" href=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-479 alignleft\" src=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-300x200.jpg 300w, https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-768x512.jpg 768w, https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity.jpg 849w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>d Cyber Security<\/strong><\/span><\/div>\n<div><em>by Mary Brook<\/em><\/div>\n<div><\/div>\n<div>Julia was having lunch with a friend from work when her phone rang. She saw it was her Mom normally, she would wait to call her Mom back but this was the second time her Mom had called her during lunch \u201cHi Mom, what\u2019s up?\u201d she asked.<\/div>\n<div><\/div>\n<div>\u201cJulia are you ok?\u201d her Mom asked?\u00a0\u00a0\u201c I\u00a0had a phone call saying you had been in a car accident and are being held in jail. They said to send money for your release.\u201d<\/div>\n<div><\/div>\n<div>Mom, \u201cI\u2019m fine don\u2019t worry the person on the phone was trying to exhort money from you with a scary story.\u201d Julia could hear the anxiety in her Mother\u2019s voice and she tried to reassure her she was alright.<\/div>\n<div><\/div>\n<div>\u201cBut Julia, her Mom exclaimed, it felt real and I was so scared it was hard to think straight. But, I remembered you and I talked about phone scams and if someone calls saying to send money I was to call you.\u201d &#8221; Thank goodness you are safe and thank you for taking the time to prepare me for phone scams,\u201d her Mom said.<\/div>\n<div><\/div>\n<div>What Julia and her Mom experienced is a very common and easy to do phone scam. An imposter calls an elderly person stating a family member is in trouble and asks the family member to send them money to bail them out of jail usually by wire transfer. To make matters worse many times a senior will not share the phone experience with a family member because they are too embarrassed.<\/div>\n<div><\/div>\n<div>Julia was proactive in helping her Mom overcome the desire to send money to strangers. By talking to her in advance about what may happen in a scam helped her Mom feel in control of the situation. But just talking may not be enough. Printing out a list of scams and placing them by the phone or computer is a visual reminder for an elderly parent about scams.<\/div>\n<div><\/div>\n<div><\/div>\n<div>After reviewing what happened with her Mom Julia decided to set up <a href=\"https:\/\/www.nomorobo.com\/\" target=\"_blank\" rel=\"noopener\" data-link-type=\"web\">Nomorobo<\/a> , a Robo and telemarketing prevention application that blocks unwanted calls but allows legal calls through.<\/div>\n<div><\/div>\n<div>Whether it\u2019s phone scams or cyber security fraud the cost to seniors is $328 million a year affecting one in five people, according to AARP and FTC.\u00a0<a href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/info-2018\/grandparent-scam-scenarios.html\" target=\"_blank\" rel=\"noopener\" data-link-type=\"web\">wwwaarp.org\/money\/scams-fraud\/info-2018\/grandparent-scam-scenarios.html<\/a><\/div>\n<div><\/div>\n<div>\u00a0There are many other types of senior scams. To see a complete list of Top Ten Financial Scams Targeting Seniors, read The National Council on Aging in-depth article, \u201cTop 10 Financial Scams Targeting Seniors.\u201d<\/div>\n<div><a href=\"https:\/\/www.ncoa.org\/economic-security\/money-management\/scams-security\/top-10-scams-targeting-seniors\/\" target=\"_blank\" rel=\"noopener\" data-link-type=\"web\">ncoa.org\/economic-security\/money-management\/scams-security\/top-10-scams-targeting-seniors\/<\/a><\/div>\n<div><\/div>\n<div>How to prevent senior fraud to your family and friends. Maria Bass, store manager with Umpqua Bank in East Placerville, CA offers financial tips to help the seniors in her community.<\/div>\n<div><a href=\"https:\/\/www.umpquabank.com\/blog\/protect-parents-from-elder-fraud-scams\/\" target=\"_blank\" rel=\"noopener\" data-link-type=\"web\">umpquabank.com\/blog\/protect-parents-from-elder-fraud-scams\/<\/a><\/div>\n<div><\/div>\n<div><\/div>\n<div>Many families find it\u2019s hard to talk with their parents about scams but having the talk is an important part of prevention. Parents can be stubborn but keeping open communication about the phone and computer will bring peace of mind to everyone.<\/div>\n<div><\/div>\n<div><a href=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-479\" src=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-300x200.jpg 300w, https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity-768x512.jpg 768w, https:\/\/alexandergardensal.com\/activities\/wp-content\/uploads\/2019\/04\/Senior_cybersecurity.jpg 849w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Senior Fraud and Cyber Security by Mary Brook Julia was having lunch with a friend from work when her phone rang. She saw it was her Mom normally, she would wait to call her Mom back but this was the second time her Mom had called her during lunch \u201cHi Mom, what\u2019s up?\u201d she asked. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-478","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/posts\/478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/comments?post=478"}],"version-history":[{"count":1,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/posts\/478\/revisions"}],"predecessor-version":[{"id":480,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/posts\/478\/revisions\/480"}],"wp:attachment":[{"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/media?parent=478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/categories?post=478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alexandergardensal.com\/activities\/wp-json\/wp\/v2\/tags?post=478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}